Legal entity
Billions Works Inc.
About Billions
We are the regulated layerbetween stablecoin money and ordinary businesses
Contact usRegistered in
FINTRAC MSB registration number C10001225
MSB activities
FX · Money Transferring · Virtual Currency · PSP
Why we exist
Half a billion people hold and spend stablecoins, yet little of that money reaches everyday businesses. The barrier isn’t technical—it’s regulation, screening, custody and accounting
We turned that complexity into a product. Merchants integrate once and continue pricing, receiving payouts and reconciling in fiat. We handle everything in between
500M+
People already hold stablecoins and spend them
Zero
Chargebacks once a payment is confirmed on chain
4
Registered MSB service categories
One
Integration to reach every market you sell to
What we believe
Six beliefs the company is actually built on
Every business should be able to sell worldwide
A customer's location or currency should never prevent you from taking their money
Clean compliance makes growth last
Transparent operations aren't a burden – they're the foundation of lasting growth for our clients and us
Getting paid should be simple
Create an invoice in minutes or integrate the API in hours. Both are first-class ways to get paid
People should still talk to people
As the industry automates, having a human on the other end matters more. Old-school, on purpose
Let the machines do the wiring
We build MCP connectors that help teams integrate the same technology in a single pass
Partners meet the same standard
We expect the same transparency from our banking and compliance partners that they expect from us
Human first, useful second — and never one without the other. Every choice we make as a company is weighed that way, and our standing in this industry depends on it
What we do
Four moving parts, and nothing else
01
Acceptance
Your customer chooses stablecoin payment at checkout. We issue the invoice and the wallet, take a direct transfer or a payment from the wallet app they already use, and call your backend back the moment it confirms
02
Screening
Every wallet and every transaction is checked against sanctions and illicit-source risk before anything is credited. A payment that fails the threshold goes back to the wallet it came from
03
Settlement
The balance converts at market rate, automatically if you want it to, and is paid out to your company account in the currency you asked for
04
Accounts
Merchants who need one can open a business account inside the service, so incoming payments, conversion and payouts live in a single place
How we operate
Handling other people's money is mostly about what you refuse to do
Merchant money stays yours
Balances are held for the merchant they belong to, never pooled into our own working capital
Clean funds, or no funds
Screening happens before crediting, not after a complaint. Payments that fail go back to the sender
No surprise pricing
Rate, fee and limits are fixed when the invoice is created. The amount you settle is the amount you were quoted
We say no in writing
Businesses and markets we cannot serve are declined at onboarding, not quietly frozen months later
Boring on purpose
Payments should be the least interesting part of your week. Predictable beats clever, every time
- Foreign Exchange
- Money Transferring
- Virtual Currency
- Payment Service Provider
Above board where the money actually moves
Billions Works Inc. is registered in Canada as a Money Service Business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under MSB Registration Number C10001225. Ontario Corporation Number: 1001284096. Compliance, financial and AML/KYC policy audits are conducted and verified every year
Our Boundaries
Where we draw the line
We do not operate in sanctioned jurisdictions or CIS markets
We do not accept anonymity-focused assets
We do not credit funds that have not cleared screening
We do not ask you to change how you price, invoice or account